FAQ about Proposals

What size group can be quoted? 

Our quoting engine will only display those programs that are available to your group size. Allay can quote on groups as small as five (5) employees. 

How does Allay assist with personal health questionnaires (PHQ)?

Allay’s HIPAA compliant software application gathers employee’s answers to personal health questions online. These answers are used to generate risk scores to underwrite various health plans on the platform. 

Allay can be used to support the personal health information gathering process for any carrier. To use Allay for PHQs outside of the programs already offered, please contact us help@allay.io and we would be happy to set them up for you. 

I have an RFP package I'm sending out, will you take that? 

It takes about 5 minutes to enter it in Allay and you get all the joy of real time quoting and modeling of your plans. That said, if you’re really time pressed get in touch at sales@allay.io and we’ll see how we can help!

Click here to find a checklist of all the details you need to get an illustrative quote. 

Click here to get a checklist of informational requirements to get an underwritten proposal.

What is the turnaround time for an underwritten proposal? 

Depending on the program, it takes up to 3 weeks to receive underwritten proposals. At Allay, we are developing technology to drastically reduce the time it takes to issue an underwritten proposal. 

What if I have to make edits to the information needed for underwriting? 

Allay understands that you might not have all the information you need at your fingertips. Once you start the process of building a quote, you can stop and start as many times as you like. When you return you can pick up right where you left off. Once you request an underwritten quote, Allay then reviews the information submitted before underwriting. When the information is approved, you will no longer be able to edit.